Privacy Policy

When you provide us with online information through this Website, we respect your privacy. It is important for you to understand what information we collect about you during your visit and what we do with that information. Please note that your visit to our website is subject to this Privacy Policy and our Terms and Conditions. At all times, we reserve the right to disclose any information, including personally identifiable information, to comply with any applicable law, regulation, legal process or governmental request; to protect Deductible Funding Solutions, Inc. rights or property during emergencies when safety is at risk, or for credit fraud protection and risk reduction purposes.

1. Information Collection and Use

We only collect personally identifiable information about you via this Website when you provide it in connection with a request for a product, service, or information. For example, if you decide to place an order for membership services, we will ask you for your billing address, phone number(s), email address, credit card number and its expiration date. If you decide to submit feedback, we may ask you for your contact information (e.g., name, e-mail address and mailing address), age group or birth date. When you submit your personally identifiable information on this Website, you are giving your consent to the collection, use and disclosure of your personal information as set forth in this Privacy Policy. Deductible Funding Solutions, Inc. may use the information that you provide to fulfill your request for information, or other service, or respond to an email or other request, as well as to create and deliver to you our newsletters or surveys, communications containing our membership information, usage tips or promotions, help improving our website(s) or services, or customize visitors’ experience at our website(s). We absolutely do not share your credit card or other account information with unaffiliated third parties.

This Website is intended for adults. We do not knowingly collect personal information from children under the age of 13. However, if the parent or guardian of a child under 13 believes that the child has provided us with personally identifiable information, the parent or guardian of that child should contact us at if they want this information deleted from our servers. If we otherwise obtain knowledge that we have personally identifiable information about a child under 13 in retrievable form in our files, we will delete that information from our existing files so that it is not retrievable.

2. Ensuring Your Security

We currently use Stripe to process all online membership sales. This security statement is provided direct from Stripe:

PCI
Stripe has been audited by a PCI-certified auditor, and is certified to PCI Service Provider Level 1. This is the most stringent level of certification available.

SSL and HSTS
Stripe forces HTTPS for all services, including our public website. We regularly audit the details of our implementation: the certificates we serve, the certificate authorities we use, and the ciphers we support. We use HSTS to ensure browsers interact with Stripe only over HTTPS. Stripe is also on the HSTS preloaded lists for both Chrome and Firefox.

Encryption
All card numbers are encrypted on disk with AES-256. Decryption keys are stored on separate machines. None of Stripe’s internal servers and daemons are able to obtain plaintext card numbers; instead, they can just request that cards be sent to a service provider on a static whitelist. Stripe’s infrastructure for storing, decrypting, and transmitting card numbers runs in separate hosting infrastructure, and doesn’t share any credentials with Stripe’s primary services (API, website, etc.).

For more information on security provided by our payment processor “Stripe” please visit the Stripe website directly.

3. Safe Shopping Guarantee

We guarantee that every online transaction you make will be “100% safe”. This means you pay nothing if unauthorized charges are made to your card as a result of shopping at our online store. It is determined that under the Fair Credit Billing Act, your bank cannot hold you liable for more than $50.00 of fraudulent charges. If your bank does hold you liable for any of this $50.00, we will cover the entire liability for you, up to the full $50.00. We will only cover this liability if the unauthorized use of your credit card resulted through no fault of your own from purchases made while using the secure server. In the event of unauthorized use of your credit card, you must notify your credit card provider in accordance with its reporting rules and procedures.

4. Third Parties

Our website may offer links to and from other third party sites. Other sites have their own policies regarding privacy. If you visit one of these sites, you may want to review the privacy policy on that site. For example, you may have linked to the Deductible Funding Solutions, Inc. brand site through a banner advertisement on another site. In such cases the site you have linked from may collect information from people who click on the banner or link. You may want to refer to the privacy policies on those sites to see how they collect and use this information.

5. Notification of Changes

We may revise this Privacy Policy from time to time. If we decide to change our Privacy Policy, we will post the revised policy here. As we may make changes at any time without notifying you, we suggest that you periodically consult this Privacy Policy.

6. Email Marketing

We want to communicate with you via email correspondence only if you want to hear from us. When you purchase a membership, or submit feedback with Deductible Funding Solutions, Inc., we may from time to time send you email messages describing our program, special offers, and your membership details. If for any reason you would no longer like to receive email messages from the Deductible Funding Solutions, Inc. you will have an unsubscribe option to remove yourself.

Your privacy is important to us, and for this reason we will never share or sell your email address with any third parties for direct marketing purposes. Please note, if you decide not to receive marketing emails from Deductible Funding Solutions, Inc., you may still receive “Transactional” email messages regarding your membership (i.e. membership confirmation, customer service notifications, etc.) If you have questions or concerns regarding this statement, please contact us at support@deductiblefunding.com.

Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at:

Deductible Funding Solutions, Inc.
P.O. Box 3657
Ventura, CA 93006
support@deductiblefunding.com
(888) DFS-INSR or 1-888-337-4677

Deductible Funding Solutions, Inc.
P.O. Box 3657 / Ventura, CA 93006
(888) DFS-INSR or 1-888-337-4677