Fender benders are minor car accidents that typically occur when you’re driving at low speeds, such as when your car is rear-ended, hit when backing out of a parking spot or driveway, or tapped by a distracted driver.
While rarely resulting in serious injury, they can still cause you quite a headache from dealing with insurance information, police reports, the DMV, etc.
If you’re ever in a fender bender car accident, make sure to follow these 7 steps to make dealing with the aftermath of your car accident as easy as possible.
Liability Car Insurance coverage, your state’s minimum, helps cover the potential costs of other driver’s property and bodily injury if you’re found at fault in a car accident.
The requirement to carry at least the minimum liability insurance will provide protection to other drivers by requiring your insurance provider to cover the costs for the other driver’s damaged car, less your deductible and up to your limits of coverage.
Collision Insurance helps you pay for repairs or the replacement cost of your car if you’re in a car accident with another vehicle or you hit an object like a tree with your car. If you’re financing or leasing a car; you’ll typically be required by the financing company to carry collision coverage. If your car is paid off; collision coverage will be optional.
What is Comprehensive Insurance and why do you need it?
In the simplest terms Comprehensive Insurance is an optional auto insurance coverage that protects your car from damages other than Collision. Often called “OTC”, Comprehensive Insurance covers losses from things like theft, fire, vandalism, falling objects, glass damage and flooding.
Here is a quick guide to help you after you’ve been in an accident including how to file an insurance claim.
It’s an unfortunate reality to that despite our best efforts to be safe on the road, accidents happen. The first thing you want to do is try and remain calm.
The steps you need to take after an accident are very straightforward but things can become difficult if you let your emotions take control.
Let's be honest. We all want to spend as little as possible on our car insurance while at the same time we want the coverage we NEED if we ever do get into an accident. To help you save money in 2020 we've put together 9 tips on how you can save money on your car...